Payment at the time of service.
We do accept many insurances, however, we advise you to contact your insurance carrier to verify we are on your plan prior to your visit and to verify your benefit.
As required by insurance plans, all co-payments are due at the time of service. Co-pays, co-insurance, deductibles and non-covered services cannot be waived by our office as it is an insurance requirement.
After your insurance company has processed your claim and remitted payment, any remaining account balance is your responsibility and will be billed to you accordingly.
Accepted Forms of Payment
Cash: We accept cash as a form of payment (USD only).
Credit Cards: Credit card payments may be made in person or by telephone. Patients may also set up automatic credit card payments to be processed after each visit.
Accepted Credit Cards
- American Express
Accepted Debit Cards
- MasterCard Debit Card
- Visa Debit Card
Health savings accounts (HSAs): The Health Insurance Portability and Accountability Act (HIPAA) permits eligible individuals to establish a medical savings account (MSA). Flexible spending accounts (FSA), also called healthcare reimbursement accounts (HCRA).
Payment using these three types of accounts will usually be the same as using a debit or credit card. The cards are often issued by credit card companies such as Visa.
Travelers Checks, Money Orders & Cashier Checks: We also accept travelers checks, money order and cashier checks as a form of payment (USD only).
Personal Checks: Personal Checks – Accepted in person and through the mail. There will be a $35 service charge for all returned checks.
Billing – Morgan Health Centers, participates in several health insurance plans and will bill accepted insurance carriers. Statements are sent on a monthly basis and all balances are due within thirty (30) days of the initial statement date unless prior arrangements have been made. The patient will be responsible for any fees that the insurance carrier or any payer (which includes but not limited to self pay, spouse, parent, guardian etc.) does not cover.
» more about Billing
Payments – Payments and/or Co-payments are due at the time of the service unless other arrangements are made. I understand that I will be charged a $10 service charge if I fail to make my payment and/or co-payment at the time of my appointment.
» more about Payments
Collections – Balances over 30 days old will be assessed a late fee. Late fees and late cancellation fees cannot be billed to insurance claims.
» more about Collections
Insurance – If we accept your insurance, we will file claims on your behalf. All co-payments are due at the time of service unless other arrangements are made. You will receive a statement for deductibles, co-insurance and non-covered services. If you do not have insurance, you will receive a statement for all services rendered. If you have any questions, please call our office.
» more about In & Out-of-Network Insurance
Copay, Deductibles, and Coinsurance – Fees need to be paid at the time of the service unless an alternative payment schedule has been negotiated.
» more about Copay, Deductibles & Coinsurance
Self-Pay – We offer affordable rates for patients without insurance or who wish to not use their insurance. For self-pay accounts, payment must be made at the time of service.
» more about Self-Pay
Sliding Scale – We offer a patient sliding fee scale to people who otherwise cannot afford mental health services. Patients must meet financial and other specific criteria to be eligible.
» more about Sliding Scale
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